Rapid Loans helps borrowers with bad credit get urgent personal loans. Sticking by our slogan, “We’ll help you get it, straight away!” is a way of life here at Rapid Loans. Whether you are paying for a future holiday, rental fees, furniture, auto repair or anything else, we can get you up to $10,000 cash in a quick, easy manner.
We understand your need to keep things as simple as possible, offering some of the best options online for those seeking fast personal loans for their everyday needs. Thanks to our quality, personalised service, you will gain a debt solution to help cover the costs in a manner you can afford. You can get a response on your online loan application in less than an hour.
Rapid Loans Contact information
Rapid Loans Pty Ltd ACN 103 660 546
Australian Credit Licence 388847
PO Box 1858, Broadbeach Qld 4218
|Phone:||1300 727 431|
|Fax:||1300 765 608|
Compliance with other state or local regulations related to short-term loans
Rapid Loans takes all reasonable steps to ensure that it complies with the National Credit Act, the National Credit Code and any other applicable state laws and regulations.
Disclosure of APR (annual percentage rate)
Maximum Annual Cost Rate applicable under the National Consumer Credit Protection Act is 48% per annum.
Small Amount Credit Contracts attract no annual percentage rate, however other fees and charges are payable.
A full listing of fees and charges payable by the consumer to Rapid Loans are included in your credit contract.
Implications of non-payment
In the event that the consumer defaults on the credit contract by non-payment, Rapid Loans is entitled to recover all money owed by way of debt collection and/or prosecution in the relevant court or tribunal. For secured credit contracts, Rapid Loans is entitled to repossess any property offered as security for the loan. Such money includes the principal, all permitted fees and charges, default fees and charges as disclosed in the contract, and interest (if applicable), plus expenses reasonably incurred in the repossession and/or debt recovery process. Non-payment may result in your credit rating being affected.
Disclosure of renewal policy
In relation to re-loans or refinancing loans, Rapid Loans takes all reasonable steps to ensure that it complies with its responsible lending obligations under the National Credit Act, by not entering into an unsuitable credit contract with the consumer.