








Our slogan 'We'll help you get it, Straight Away!' is a concept that we continually strive to achieve. We provide funding up to $10,000 for just about anything: holidays, rental bonds, unexpected bills, furniture, school fees, car rego…
Simply put, we understand our customers needs and keep the process of applying for funds as simple as possible. Unlike many other financial institutions, we treat our Customer with the respect they deserve and quality service . Our short term instant cash loans offer customers a quick way to take advantage of competitive rates. Rapid Loans have developed a seemless application process with our preferred finance broker (Prime Lenders) who can instantly assess your application, gather your supporting documentation and forward it to us with a minimum of fuss to you. We aim to respond to your request within the hour. We are committed to lending in a responsible manner, and guarantee that our online service is fast and painless, providing small cash loans to those who need a decision in a hurry.
We invite you to compare the personal loans offered on our site with others that you find online. We aim to responsibly approve as many applications as possible and because you can apply from the comfort of your own home, we are far more convenient than your local bank.
Rapid Loans Contact information
| Company: |
Rapid Loans Pty Ltd ACN 103 660 546 Australian Credit Licence 388847 |
| Physical address: |
27 Miami Key, Broadbeach Waters, QLD, 4218 |
| Mail: |
PO Box 1858, Broadbeach Qld 4218 |
| Phone: | 1300 727 431 |
| Fax: | 1300 765 608 |
| Email: | customer-service@rapidloans.com.au |
Compliance with other state or local regulations related to short-term loans
Rapid Loans takes all reasonable steps to ensure that it complies with the National Credit Act, the National Credit Code and any other applicable state laws and regulations.
Disclosure of APR (annual percentage rate)
Maximum Interest Rate or equivalent discount amount: 48% per annum
A full listing of fees and charges payable by the consumer to Rapid Loans are included in your Promissory Note or Loan Contract.
Implications of non-payment
In the event that the consumer defaults on the credit contract by non-payment, Rapid Loans is entitled to recover all money owed, by way of repossession of the property offered as security for the loan, debt collection and/or prosecution in the relevant court or tribunal. Such money includes the principal, all interest fees and charges, default fees and charges as indicated in the contract plus expenses reasonably incurred in the repossession and/or debt recovery process. Non-payment may result in your credit rating being affected.
Disclosure of renewal policy
In relation to re-loans or refinancing loans, Rapid Loans takes all reasonable steps to ensure that it complies with its responsible lending obligations under the National Credit Act, by not entering into an unsuitable credit contract with the consumer.