Debt Consolidation

Debt can add up quickly. Sometimes before you know it, you may find yourself owing money to a number of different people or providers. A debt consolidation loan is a single loan taken out to pay off other loans that you may have, from credit cards, car finance and other consumer costs.


Rapid Loans can help you find a solution for multiple debts. A debt consolidation loan with Rapid Loans can put all of your payoffs in one simple place, with competitive rates and flexible terms and conditions.

The way it works is that you add up all your varied debts and apply for an online debt consolidation loan. If approved, you can use that loan to pay off all the money that you currently owe.

Before applying for a debt consolidation loan, make sure that you have accurately calculated the amount you need to pay off all of your outstanding debts. You won’t be able to borrow more than the originally agreed upon amount.

Debt Consolidation Loan Calculator

Use our simple debt consolidation loan calculator to find out how much you can borrow to consolidate your debts.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly


Rapid Loans can help you find the most suitable debt consolidation loan to suit your personal circumstances, and structure payments in a way that gives you confidence and peace of mind.

By using a debt consolidation loan, you only have one payment to make a week or fortnight or month instead of numerous payments. Taking out an online personal loan to consolidate multiple debts into one total amount can provide borrowers with the advantage of fixed payments, over a fixed period of time and the confidence that the overall debt will be paid off when the loan finishes.
Debt consolidation loans with Rapid Loans also provide the following benefits:

  • Fast online application
  • Fast loan approval1
  • Rapid cash disbursement
  • Flexible terms and conditions
  • Affordable rates

Check out our personal loan calculator to see just how easy a debt consolidation loan with Rapid Loans can be.


Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service


February 6, 2018

Could Debt Consolidation Help You?

A debt consolidation loan can take away so much stress in your life and simplify your whole debt repayment system. A debt consolidation loan can be a great way to take the first step towards financial freedom. The way it works is that you add up all your varied debts and apply for an online… [Read More]