How quickly can I get a fast cash loan?
You can complete our online application form in just 2 to 3 minutes. We only ask for the information we need to ensure a fast response to your application. Once you submit your application, a friendly loans consultant will contact you within just a few business hours. If you make a full application in the morning and it’s approved, Rapid Loans aims to have the cash in your account the next business day.
For easy cash loans with a fast online application process, you can’t go past Rapid Loans. We make it simpler than ever to access the funds you need, when you need them. Whether airfares to your dream holiday destination are on sale or you just need some help getting rid of a sudden large bill, Rapid Loans is here for you. Get the cash loans you need with help from us, to live your best life today. Click here for more information about personal loans.
Do you need a business loan?
In business, you need the flexibility to respond when opportunity knocks. With our easy application and fast approval process, Rapid Loans means you can say yes when a business opportunity arises. After you apply, you will work with a dedicated loans consultant to make sure you get the right loan and get it fast.
Proudly Australian-owned and operated, Rapid Loans is committed to helping business-owners across the country realise their dreams and grow their companies. Whether for inventory to fulfill a big order, or to help you purchase mission critical plant and equipment, we can provide the money you need. Work with a loan company that’s excited about helping Aussies do business. Click here for more information about business loans.
Isn’t there an easier way to get car finance?
Rapid Loans makes car and vehicle finance simple. You can apply now for up to 2 weeks of conditional pre-approval before you go shopping. Or, you can find just the right new car, then apply on the spot. If your application and approval ticks every box, you could be parking a new car in your driveway the next day.
See a great deal? Don’t miss out with help from Rapid Loans. Our quick and easy online loans application process ensures an efficient assessment and, if approved, you’ll get the money you need. Get ready to step behind the wheel with support from one of Australia’s leading car loans companies.
Click here for more information about car finance.
Frequently Asked Questions
What loan terms do you offer?
Our loan terms vary from 18 to 60 months with loans ranging from $2,001 up to $25,000. This will depend on the product, loan amount and other factors.
What do I need to apply for a loan?
Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:
- Your identity.
- Your financial circumstances.
- Your lifestyle.
Do you offer fixed interest rates?
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
Do you charge early repayment fees?
No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule
Will the funds be available the same day?
We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time and day of the successful application, the funds may be available in the client’s bank account the same day or the next business day.
Loan Information
| Interest Rates | From 9.75% to 22% |
| Comparison Rates | From 22.95% to 48% |
| Establishment fee | $400 (MACC) and $495 (LACC and car loan) |
| Monthly Administration Fee | $25 per month (for loans $8,000 or higher) |
| Dishonour Fee | $28 |
| Early termination Fee | $0 |
| Minimum Loan Term | 18 months |
| Maximum Loan Term | 60 months |
| Minimum APR | 9.75% |
| Maximum APR | 22% |
| Provider fee | Based on borrower risk profile |
Loan Example
A LACC loan of $31,350 (inclusive of $1,350 broker fee charged only if a broker is involved) borrowed for 4 years with an interest rate of 15.95% per annum, would equate to a total amount payable of $46,084.80 (including an establishment fee of $495, provider fee of $1,300 and monthly administration fees of $25).