About Rapid Loans

Ever since 2003, Rapid Loans has been helping people like you get personal loans, car loans and quick business loans in a faster and more straightforward way. To date, we have helped more than 50,000 people across Australia and New Zealand reach their goals, get new cars, launch their businesses, get through bill shock and go on their dream holidays.

Online loans faster, simpler and better

Since the start, Rapid Loans was established to be an online alternative for people looking to secure fast loans with none of the hold-ups, unnecessary restrictions and overly involved requirements of traditional ‘bricks and mortar’ lenders.

It is all based around the 3 core customer benefits we offer you:

  1. Speed and ease of online applications
  2. Rapid payment of cash after you’re approved
  3. Personal and friendly service.

At Rapid Loans, helping people achieve their goals has guided us through every stage of our business evolution. And your aims, your needs and your dreams will guide us into the future as well.

Loan Repayment Calculator

Use our simple loan repayment calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Apply Now

Begin today! Apply for a fast online loan today. Just fill out the online loan application form, or call 1300 727 431 to talk to a dedicated loans consultant.

Rapid Loans

Finance the Rapid Loans way

Our goal is to offer you the simplest, fastest and easiest way to get an online loan. It means we offer you same-day results without cutting any corners on great service. How? Because our interest rates and fees are already sharply competitive with the industry, we’ve found an edge by being more responsive and more straightforward to work with for:

We’ve even streamlined our application process to the degree that you only need to supply essential personal information – no more hunting around for reams of documents. We even use advanced technology to crunch all the numbers in your application automatically. It means we can grant loan approvals faster and mathematically optimise your loan exactly to your needs.

Even better, we don’t use a general call centre. Instead, we put you directly in contact with a trained loans consultant who will give you answers and get your loan moving. Throughout your partnership with Rapid Loans, they will be your personal contact dedicated to giving you great service, a great product and a great result.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


November 10, 2021

Car Finance Guide For Pensioners

Whether you’ve spotted an ideal car at a dealer, an auction or parked on the street with a sticker in the window, Rapid Loans can help you turn the car you have been dreaming about into the car you’re actually driving. We know that car sales move quickly and that you’re going to need a… [Read More]