Rapid Loans – Meeting Sydney’s Money Needs

Live the lifestyle you choose sooner, not later. If a loan could be the right option for you, turn to Rapid Loans. We offer a range of personal, business and car finance packages, allowing you to get the tailored support you need to achieve your goals.

We provide a range of personal loan packages, giving people just like yourself the opportunity to access the funds you need, when and where you need them. Whether you’re paying off a bond, furnishing a home or looking to snap up those tickets to that dream getaway, we want to be part of the solution. Our goal is to help you get the money loans you need to lead the lifestyle you want with as little fuss as possible, so we offer one loan package tailored to your precise needs by our consultants, so you don’t have to spend hours comparing loan products. We assess each application individually, and if you’re approved with us you could receive your funds within 24 hours. Skip the credit card cash advance and make a smarter choice for your finances. Discover how we could help you make your dreams come true and speak to the team at Rapid Loans today.

Car Loan Calculator

Use our simple car loan calculator to find out how much you can borrow towards your new set of wheels.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

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  • Weekly
  • Fortnightly
  • Monthly

Helping your business succeed

Proudly Australian-owned and operated, Rapid Loans is a friend to the local Sydney business community, providing financing solutions to help organisations reach their full potential. With cash loans ranging from $10,000 to $50,000, if approved, we can provide all the funding your company needs to upgrade its equipment, fulfil a large order or deal with unexpected expenses. As long as your business is older than six months and turns over more than $10,000 per month, you are welcome to apply. . We know how fast the market moves, so we provide same day responses to all business loan enquiries, allowing you to jump on time-sensitive opportunities when they present themselves.

The smarter choice in car finance

Love that new car feeling but hate everything that has to come before it? Rapid Loans makes it easier than ever to drive away with a vehicle you love, helping to make financing stress free, so you can focus on finding a car you click with. To help make your search for a new vehicle as simple as possible, we offer between $5,000 and $25,000 in car financing to approved applicants, backed by two weeks of conditional pre-approval. Whether you’re upgrading or buying your very first car, we want to hear from you.

Speak to a loans consultant

Discover why Rapid Loans is the first choice in finance for people across Sydney and discuss your needs with one of our team members today. Call us on 1300 727 431 or send us your questions via email at customer-service@rapidloans.com.au for a fast response on our money loans.

Cash loans Sydney

When unexpected expenses arise, or if you need funds to take up a great opportunity, a fast cash loan might be just what you need. Rapid Loans specialises in fast and easy online loans, whether you need cash loans, personal loans, car loans, debt consolidation, or a small business loan. Rapid Loans regularly assists countless Sydney residents with personal finance at a much quicker turnaround than what a standard bank can offer.

If you’re in need of an urgent cash loan in Sydney, we have several options you can take advantage of depending on your financial circumstances. At Rapid Loans, we specialise in offering fast personal service on personal loans from $2,001 up to $25,000 and car loans from $5,000 to $25,000.

Apply Online Today

Applying for finance with Rapid Loans is simple using our secured and easy to use online application process. All you need is supporting documentation for identification purposes and information about your income and regular expenses.The application can be completed in a matter of minutes. All of our applications are reviewed manually by our friendly in-house loan consultants and, if you meetour criteria, you may get a result on the same day.

Personal Loans Sydney

We offer personal loans from $2,001 up to $10,000 to suit your lifestyle with same day application and approval¹, all with excellent customer service. Upon a successful application, the funds will be available as soon as possible, in some cases even on the same day as application. Apply today through our easy-to-use online application process.

Car Loans Sydney

Are you in need of a new or second-hand car for your household? We can help you turn the car you are dreaming about into a reality. Our online car finance options can assist you with a fast car loan for the car you’ve either already found, or you can apply for 2 weeks of conditional pre-approval to give you peace of mind when you are looking. Our secured car loans range from $5,000 up to $25,000, with fast application processing and two weeks of conditional pre-approval helping you strike quickly when you have found the vehicle you wish to purchase.

Debt Consolidation

Debt can add up quickly and before you know it, you may have amassed a variety of smaller debts that are difficult to manage. Excessive monthly fees and high interest rates can make it difficult to manage or get out of debt. This is where a debt consolidation loan may be a suitable option to help you clear your debt. By consolidating all of your personal debt into an easy to manage personal loan, you can avoid recurring monthly fees and high interest charges from multiple lenders that are adding to your debt, leaving you with just one set of repayments to manage.

Business Loans Sydney

A small business loan with Rapid Loans can help businesses seize opportunities, solve problems and provide capital to cover big bills while waiting for outstanding accounts to be settled. Cash flow can be one of the biggest hurdles for successful companies and smart business finance solutions can help overcome those hurdles. Contact our small business finance team today to discuss your options to access that much needed capital.

Contact Us Today

If you need more information regarding our loans or need to speak to a consultant for assistance with making an application, please call our customer service team today on 1300 727 431. You can also request a call back from our staff at your convenience by filling out the form here.

 


Frequently Asked Questions

 

What do I need to apply for a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

  • Your identity.
  • Your financial circumstances.
  • Your lifestyle.

Can I get an unsecured personal loan?

Rapid Loans does not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.


Will the funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time of day of the successful application, the funds may be available the same day.


Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as your borrower profile, the loan product and principal amount.


Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.


What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to the interest rate charged it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.


I am on government benefits. Can I still get a loan?

Depending on your total income when compared to your expenses, you may still be eligible for a loan with Rapid Loans if Centrelink benefits form part of your income. Please note that only some benefits are accepted as eligible forms of income.


Do you offer payday loans?

While our personal loans are fast and simple, Rapid Loans is not a payday lender and our minimum contracted loan term is 18 months, though you may choose to make extra repayments to complete your loan early.


 

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan
 

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

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