Fast Cash Loans Townsville

Connect the dots from where you are to where you want to be. Rapid Loans gives people and organisations the opportunity to access the funds they need to achieve their goals, providing a full suite of personal, business and car loan products tailored to your precise needs.

When you’re looking for a trusted lender for fast cash or a personal loan, look no further than Rapid Loans. From financing that trip abroad to furnishing that brand new home, we want to back you, offering the support you want to live the lifestyle you choose. We make personal loans simple, saving you the hours you’d waste comparing loan products by offering a single bespoke loan package, tailored to fit your needs and circumstances. Apply online today or start a conversation with one of our consultants and find out how we could fit into your lifestyle.

Car Loan Calculator

Use our simple car loan calculator to find out how much you can borrow towards your new set of wheels.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

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  • Weekly
  • Fortnightly
  • Monthly

A smarter choice for local business

At Rapid Loans, we’re fans of local enterprise. We want to help Townsville businesses become all they can be, so we offer a range of loan products designed specifically for growing organisations. With application for loan amounts from $10,000 to $50,000 available, if approved, you’ll have everything you need to upgrade tired old plant and equipment, purchase stock to fulfil a large order or deal with one-off expenses.

A flexible company offering flexible cash loans, we welcome you to apply if your business is older than six months and turns over more than $10,000 every month, allowing more organisations in Townsville the opportunity to access the money they need to reach their full potential. With quick responses provided on all business loan enquiries, you’re always ready to jump on opportunities as they present themselves, allowing you to act quickly in a fast-paced market. Talk to one of our team members today and discover why local businesses choose Rapid Loans, or apply now with our fast and easy online application form.

Helping you get behind the wheel

Get all the fun of a new car with none of the hassle of juggling complicated finance arrangements. Rapid Loans makes it simple for anyone looking to buy their first car or upgrade their existing vehicle to get the funds they need, when and where they need them1. With loan amounts from $5,000 to $25,000 available, with two weeks of conditional pre-approval, we have you covered whether you’re looking for something modest or fully-featured.

Find out why Rapid Loans is one of the preferred loan providers to people across Townsville and get in touch with one of our consultants today. Speak to us over the phone on 1300 727 431, apply online using our fast and easy application form, or send us your questions via email at and we’ll be happy to provide the information you’re looking for.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!


March 31, 2021

Furnishing a Baby’s Room on Any Budget

Are you expecting a new addition to your family in 2021? Congratulations! If you’re a first-time parent, you’re doubtless overwhelmed by advice, lists of baby items and hours spent looking around baby stores wondering how such a little human could need so much stuff. There are so many things on the market these days and… [Read More]