How Rapid Loans works

Rapid Loans has worked hard to make accessing finance for car, personal needs or your business into a simple and streamlined process. Many clients start their application in the morning, answer a quick consultant phone call a few hours later and then watch as the funds appear in their account the next business day.

Get started today

At Rapid Loans, we understand your need for fast extra cash. That’s why we aim to give you quick access to cash within 24 hours of loan approval through our fast online loan application process.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

Loan application documents you’ll need

Gathering documentation to support your Rapid Loans application shouldn’t be difficult. Remember, there are just 3 main things we are looking to establish:

  1. Your identity
  2. Your financial circumstances
  3. Your lifestyle.

While there are many documents you could supply electronically, you
won’t generally need to supply everything in the list below – this
is just a list of standard documents that can help us with your approval:

  • Payslips, PAYG statements and tax returns
  • Credit card statements
  • Existing personal or car loan statements
  • Mortgage/lease/rent agreements
  • HELP debt
  • Bank account statements – please give details for each of your accounts, including term deposits and shared accounts
  • Rates notice or property valuation
  • Details of investments
  • Details of valuables
  • Contracts and outstanding invoices
  • Profit and loss statements.

Making your application

Our online application process is straightforward, with only a few screens from start to finish.

If they have their documents ready, most customers only need between 2 and 3 minutes to complete the entire process. Once you send your application, it goes straight to our loan consultants.

Online application steps:

  1. Let us know how much you’d like to borrow and why.
  2. Fill in your name, address and contact details.
  3. Let us know the bank you usually work with – it helps speed up the process if our system can work directly with theirs.
  4. Upload your documents.
  5. Hit ‘Send’.

Talking to a loans consultant

Your loan application goes direct to our loans consultants in real time. If they receive your application before midday and everything is in order, there is every chance they will be able to clear it that day1. Before they do, however, they will need to talk to you to cover a few further points. Call-back times average around 2 business hours.

In this follow up call, our consultants may ask for clarifications for certain aspects in your application or on your supplied documentation. This is purely in the interests of finding the best loan for you. Our consultants are professional and discreet and only ask for information they need.

Once approved, you should receive your funds on the next business day.

Start your simple and speedy finance solution in just minutes. Apply now or call 1300 727 431 to speak to your professional loan consultant.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


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