Apply Online for a Personal Loan

Rapid Loans strives to make cash loans simple and streamlined. Our service is personalised and friendly.

Find out why Rapid Loans can mean same-day approvals for cash loans

Many customers like you apply in the morning, chat with our consultants on the phone call a few hours later and see an approval1 that afternoon.

Get started today

At Rapid Loans, we understand your need for fast extra cash. That’s why we aim to give you quick access to cash within 24 hours of loan approval through our fast online loan application process.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

Payment calculator for cash loans

At Rapid Loans, we specialise in offering fast service on cash loans from over $2,000 and up to $10,000.

All you need to know to use the calculator are two simple things: how much you need to borrow and how frequently you want to make repayments. It all goes into our unique loan calculator to give you an immediate indication of what the repayments could be.

Try it now.

Choose your loan amount. Choose your repayment schedule. Click Calculate Repayments.

What do you see?

If you like the result, begin your loan application straight away.

If you need to know more, one of our friendly consultants is already waiting for your call.

What do I need to apply for a loan?

Getting your documentation together to support your Rapid Loans application isn’t hard. Remember, there are just 3 basic things we have to know:

  • Your identity
  • Your financial circumstances
  • Your lifestyle.

There are many supporting documents you could supply electronically. You don’t have to tick off everything in this list. Think of it as a guide for items that can help us approve you faster:

  • Payslips, PAYG statements and tax returns
  • Credit card statements
  • Existing personal or car loan statements
  • Mortgage/lease/rent agreements
  • HELP debt reports
  • Bank account statements for each of your accounts, including term deposits and shared accounts
  • Rates notice or property valuation
  • Details of investments
  • Details of valuables
  • Contracts and outstanding invoices
  • Profit and loss statements.

Cash loan application straight away

Applying online with Rapid Loans is easy. We’ve made it so there are just a few simple screens from start to finish. If you have your documents on hand, you can complete your application in just a few minutes.

Once you send your application, it goes straight to our loan consultants – they’ll be in touch within 3 business hours.

Once you have read our privacy agreement document, the simple online application steps:

  1. Tell us how much you’d like to borrow and why.
  2. Supply your name, address and contact details.
  3. Input the bank you usually work with.
  4. Upload your ID and financial documents.
  5. Hit ‘Send’.

Visit our applications page for more information on applying for an online loan or call a friendly consultant direct on 1300 727 431.

Call Rapid Loans on 07 5553 1500

Apply now for a rapid response


Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


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