Compare Personal Loans

With so many personal loan options available, it is important for your financial security that you compare different personal loan rates, rules, terms and conditions before committing to a loan. At Rapid Loans, we understand that everyone is different, and have their own unique circumstances.That’s why we offer fast, personal cash loans tailored just to you. This means that you can take out a loan that suits your budget, with repayments that fit easily into your lifestyle. We also understand that your circumstances may change over the duration of your personal loan, so we make sure we can easily adjust your repayments to suit your needs.You can speak to one of our friendly and helpful personal loan consultants today on 1300 727 431 to discuss your personal loan options, or request a call back.

Personal Loan

Use our simple loan calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans


Personal loans have a few different steps, so it’s important to read the fine print. Make sure that you understand the terms and conditions you are liable to – and their implications – before taking out a personal loan.

The terms and conditions of your personal loan will depend on a number of factors, including its duration, and whether it is secured or unsecured.

Comparison of Rapid Loans personal loans

Rapid Loans Personal Loan Big Banks Credit Cards
Duration of loan 6 months+ 1-7 years Ongoing indefinitely
Fees Fixed, simple and upfront Highly variable and often lengthy. Read carefully. Complicated and change radically between each card
Speed of loan approval As little as a few hours Highly variable Instant after the card has been granted
Interest rate 0% – all costs are upfront. (Subject to change) 9-15% 9%-23%
Size of loan Over $2,000 to $10,000 $1,000 to over $50,000 Up to $9,000 (Averaged Australian credit card limit)

Correct at time of publishing


Comparing personal loan rates is often the main priority for borrowers. But sometimes you need to think beyond interest rates alone and compare other important factors, such as rules, late fees, set up fees, exit clauses and the overall terms and conditions.

Deciding on a personal loan based on the interest rate alone may not be the best decision for your finances. Make sure to keep in mind the various other factors to take into consideration when making a personal loan decision.

A Rapid Loans personal loan consultant will be happy to speak to you about personal loan rates, rules, late fees and more to help you decide on the best personal loan option for you.

Call us today on 1300 727 431 or request a call back.


Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


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