Rapid Loans - car loans perth

Car Loans Perth

Rapid Loans will help turn the car you’re thinking about into the car you’re driving. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, wherever you find your next car, you’re going to need a car loan provider who will help you get it quickly.1

Online car loans with Rapid Loans

Rapid Loans offers online car finance from $5,000 to $25,000 and we make the process simple, fast and secure. Apply online and our friendly, helpful loan consultants will help you find a a car loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval for a loan amount up to $25,000 on your car loan.

Not working full-time? No problem! You are welcome to apply for finance if you are:

  • Employed part-time or as a casual
  • A subcontractor or self-employed business owner
  • Receiving government benefits
  • On your learners permit


Car Loan Calculator

Use our simple car loan calculator to find out how much you can borrow towards your buying a new or used car.

Loan amount

Please Select
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000
  • $ 11,000
  • $ 12,000
  • $ 13,000
  • $ 14,000
  • $ 15,000
  • $ 16,000
  • $ 17,000
  • $ 18,000
  • $ 19,000
  • $ 20,000
  • $ 21,000
  • $ 22,000
  • $ 23,000
  • $ 24,000
  • $ 25,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

How online car loans work

Say you go car shopping in the morning and the find the make and model of the car you want. It might be one of Australia’s favourite cars – a Toyota Camry or HiLux, or a Mazda 3, or a Holden Commodore – or it might be something a little different. Say the price is $10,000. With Rapid Loans, you can fill out our simple online car finance form for the full amount. If everything in your loan application is in order, you can have your car finance approval within hours.1

Apply for your next car loan

What is a secured car loan?

A secured car loan is a lending agreement where the asset acting as security for the loan is the vehicle being purchased. Because secured loans are safer for both the lender and the borrower, they offer better interest rates and lower fees. Unsecured car loans are quite uncommon. Rapid Loans does not have unsecured loans as an option.

Our car loans facts

  • You must be able to show 3 months of continuous income and place of residence.
  • All kinds of government pensions and benefits can be conditionally accepted.
  • Weekly, fortnightly and monthly repayment terms available.
  • All vehicles must have comprehensive insurance for the duration of the loan.

Best Car Finance Perth with Rapid Loans

A car loan is better called a ‘vehicle loan’ as it covers trucks, motorcycles, boats and caravans too. In getting a vehicle loan, a borrower can either apply for conditional pre-approval for a certain loan amount before they go shopping, or they can find a make and model, negotiate a price and then approach a lender to access the necessary funds.

Call Rapid Loans on 1300 727 431 to discuss how you could be parking a used or new car in your driveway tomorrow.

Apply now for a rapid response

If you are looking for car loans in Perth, you might be wondering what options are open to you. We stand behind our company and do what it takes to provide an easy and straightforward loan application process. Our goal is to get you behind the wheel of your next car or truck as soon as possible, and you will be happy when you see what we can do for you. Discover the benefits of choosing our car finance company instead of going with the competition, and you will be pleased with the outcome.

Quick and Easy Application

If you are like many people in the market for a new or used vehicle, you dread the long and complex application process. You don’t want to sit in an office and fill out tons of paperwork when you could be driving down the road in your next vehicle. The good news is that you don’t have to fill out complex finance applications when you get car loans in Perth. Our team makes the process as fast and simple as possible, and you can do it all from the comfort of your home. We keep our loan application process short because we know you don’t want to waste any more time than needed.

Quick Response

Buying a new or used car is an exciting experience for anyone, and you want to have your car or truck in your driveway without unneeded delays. Some people contact a vehicle lender and end up waiting days or weeks for a response. You won’t need to worry about that issue when you come to us because we offer a fast response to each client who reaches out to our caring and dependable team of car loan experts.

Nobody wants to wait for a response when they are in the market for their next vehicle, which is why we never waste your time or delay the process longer than required. Our goal is to get you in your dream car so that you can move forward and enjoy your new purchase. We care about our clients and promise to treat you like family each step of the way. When you are searching for your next car or truck, we can help you decide what lending options work for your budget and needs.

Tailored Car Finance Options

Not all clients are the same. We understand that your needs are different from the needs of the other clients we are proud to serve. For that reason, we take the time to learn about you and your financial situation.

We are ready to move you toward your next secured car loan. When you get a loan through our company, you secure the loan with the vehicle you are buying. Securing your loan with the car or truck you buy is one of the most common ways to get a car loan. Let one of our experts know if you would like to learn more about our secured personal car loans in Perth.

Two Week Pre-Approval

While you can choose to find the vehicle that you want before applying for a loan from Rapid Loans, we offer up to two weeks of conditional pre-approval for a specific loan amount if you are looking to be cashed up and ready to buy. This brings several benefits with it, including the following:

  • Be ready to drive away with the dream car when you find it
  • Show sellers that you are a highly suitable buyer.
  • Improve your negotiating power.
  • Know the amount you can spend before shopping.

Getting Started

Getting a new car or truck does not need to be a difficult or challenging process, and we can get you moving in the right direction in no time. Come to us with any questions, concerns or needs you have, and a member of our team will answer them for you. You can take as much or as little time as you need to decide what path is best for you and your budget.

We can help you determine the loan amount you can apply for and what lending options work with your situation if you don’t know where to turn. If you would like to get behind the wheel of your next vehicle without unneeded delays, make sure to contact our lending team today.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


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