Car Loans Sydney | Sydney’s Car Loan Specialists
Rapid Loans will help turn the car you’re thinking about into the car you’re driving. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, wherever you find your next car, you’re going to need a car loan provider who will help you get it quickly.1
Rapid Loans now offers online car loans
Rapid Loans offers online car loans from $5,000 to $25,000 and we make the process simple, fast and secure. Apply online and our friendly, helpful loans consultants will help you find a a car loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval on your car loan.
Not working full-time? No problem! You are welcome to apply for a loan if you are:
- Employed part-time or as a casual
- A subcontractor or self-employed business owner
- Receiving government benefits
- On your learners permit
Car Loan Calculator
Use our simple car loan calculator to find out how much you can borrow towards your new set of wheels.
- $ 7,000
- $ 8,000
- $ 9,000
- $ 10,000
- $ 11,000
- $ 12,000
- $ 13,000
- $ 14,000
- $ 15,000
- $ 16,000
- $ 17,000
- $ 18,000
- $ 19,000
- $ 20,000
- $ 21,000
- $ 22,000
- $ 23,000
- $ 24,000
- $ 25,000
How often do you get paid?
*Estimated repayments start at
How online car financing works
Say you go car shopping in the morning and the find the car you want. It might be one of Australia’s favourite cars – a Toyota Camry or HiLux, or a Mazda 3, or a Holden Commodore – or it might be something a little different. Say the price is $10,000. With Rapid Loans, you can fill out our simple online form for the full amount. If everything in your application is in order, you can have your approval within hours.1
What is a secured car loan?
A secured car loan is a lending agreement where the asset acting as security for the loan is the vehicle being purchased. Because secured loans are safer for both the lender and the borrower, they offer better interest rates and lower fees. Unsecured vehicle loans are quite uncommon.
Rapid Loans car loans facts
- You must be able to show 3 months of continuous income and place of residence.
- All kinds of government pensions and benefits can be conditionally accepted.
- Weekly, fortnightly and monthly payment terms available.
- All vehicles must be comprehensively insured for the duration of the loan.
Car Finance Sydney with Rapid Loans
A car loan is better called a ‘vehicle loan’ as it covers trucks, motorcycles, boats and caravans too. In getting a vehicle loan, a borrower can either apply for conditional pre-approval for a certain amount before they go shopping, or they can find a vehicle, negotiate a price and then approach a lender to access the necessary funds.
Call Rapid Loans on 1300 727 431 to discuss how you could be parking a new car in your driveway tomorrow.
When you need a new vehicle, you may not have much time to prepare. Perhaps your old vehicle broke down and you need a replacement immediately, or you want to snap up the perfect car from the lot before someone else nabs it. When you need quick but trustworthy financing for your car purchase, you can rely on Rapid Loans for individualized car loans designed for your unique circumstances.
Benefits of Using Rapid Car Loans Sydney
When it comes to car loans, you have plenty of places to turn these days. However, it is important that you choose a loan company that you can trust. At Rapid Loans, we operate our business on three main principles that we believe make the financing process easy for our customers. This includes the following benefits.
- Quick and easy applications that can be completed online
- Payments generally within 24 hours following loan approval
- Incredible customer service during every step in the process
Enjoy an Easy Application Process
We know that shopping for a new vehicle can be stressful enough without having to worry about the financial aspects of this major purchase. By taking away the stress of financing your vehicle, we help you stay focused on what is most important. Getting the cash that you need at the right time does not have to be difficult when you choose Rapid Loans.
When you work with us, you do not have to worry that the loan application and approval process will take up too much time or become too confusing. We keep the entire process as simple as possible so that you can focus on finding the best car for your needs instead of worrying about the financing.
Get a Fast Response On your Loan Application
Most application processes take only a few minutes, and you will get a response from a friendly customer service representative quickly. Instead of having to head to the bank or sit in a waiting room for hours, you can complete the entire loan application process from your own home.
Find Tailored Financing Options
We know that your finances do not match anyone else’s. That is why we treat each customer with individualized care, taking the time to understand your unique financial situation Our goal is to help you get the car that you need and want and to get you on the road as quickly as possible1. Individuals who are not working full-time, including people in the following situations, can still apply to see if they are eligible.
- Part-time workers
- Casual or as-needed workers
- Self-employed individuals
- Those receiving government benefits
- Drivers who only hold learners’ permits
Work with a Talented Customer Support Team
Our customer service team is among the friendliest you will find, and we are passionate about helping you achieve your financing goals. Plus, we offer the knowledge of specialised car finance consultants to help you with any questions that you might have.
Score a Secured Personal Car Loan
Before applying for a secured car loan with us, you should know the following information.
- You must show proof of continuous income for the past three months.
- You must show proof of your place of residence.
- If approved, you will have options for weekly, fortnightly and monthly payment plans.
- You must have proof of comprehensive vehicle insurance during the length of the loan.
Find Peace of Mind with Two Weeks of Pre-Approval
If you would like to shop for your next vehicle with peace of mind, you will enjoy our conditional pre-approval loan offers that last for up to two weeks, giving you time to find the perfect car for you. We can pre-approve between $5,000 and $25,000 in loans with this process.
When you are looking for Car Loans Sydney, you can rest assured that Rapid Loans is the smart choice. With plenty of customised options, if you’re approved, Rapid Loans offers secured car loans so that you can go vehicle shopping when it is convenient for you. Choose us and take your first step to getting the perfect vehicle for your lifestyle.