Online Car Loan Specialist

Rapid Loans will help turn the car you’re thinking about into the car you’re driving. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, wherever you find your next car, you’re going to need a car loan provider who will help you get it quickly.1

Rapid Loans now offers online car loans

Rapid Loans offers online car loans from $5,000 to $25,000 and we make the process simple, fast and secure. Apply online and our friendly, helpful loans consultants will help you find a a car loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval on your car loan.

Not working full-time? No problem! You are welcome to apply if you are:

  • Employed part-time or as a casual
  • A subcontractor or self-employed business owner
  • Receiving government benefits
  • On your learners permit


Car Loan Calculator

Use our simple car loan calculator to find out how much you can borrow towards your new set of wheels.

Loan amount

Please Select
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000
  • $ 11,000
  • $ 12,000
  • $ 13,000
  • $ 14,000
  • $ 15,000
  • $ 16,000
  • $ 17,000
  • $ 18,000
  • $ 19,000
  • $ 20,000
  • $ 21,000
  • $ 22,000
  • $ 23,000
  • $ 24,000
  • $ 25,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

How online car loans work

Say you go car shopping in the morning and the find the car you want. It might be one of Australia’s favourite cars – a Toyota Camry or HiLux, or a Mazda 3, or a Holden Commodore – or it might be something a little different. Say the price is $10,000. With Rapid Loans, you can fill out our simple online form for the full amount. If everything in your application is in order, you can have your approval within hours.1

Apply now for your next car loan

What is a secured car loan?

A secured car loan is a lending agreement where the asset acting as security for the loan is the vehicle being purchased. Because secured loans are safer for both the lender and the borrower, they offer better interest rates and lower fees. Unsecured vehicle loans are quite uncommon.

Rapid Loans car loans facts

  • You must be able to show 3 months of continuous income and place of residence.
  • All kinds of government pensions and benefits can be conditionally accepted.
  • Weekly, fortnightly and monthly payment terms available.
  • All vehicles must be comprehensively insured for the duration of the loan.

Car Finance with Rapid Loans

A car loan is better called a ‘vehicle loan’ as it covers trucks, motorcycles, boats and caravans too. In getting a vehicle loan, a borrower can either apply for conditional pre-approval for a certain amount before they go shopping, or they can find a vehicle, negotiate a price and then approach a lender to access the necessary funds.

Call Rapid Loans on 1300 727 431 to discuss how you could be parking a new car in your driveway tomorrow.

Apply now for a rapid response

We help you get from A to B

We depend on our vehicle for a magnitude of reasons, and it is of the utmost importance that our car is reliable and running at optimal performance. If your current vehicle has broken down, experiencing significant, consistent issues or you are merely looking for an upgrade but do not have the funds required to take that first step, then accessing a car loan may provide you with the perfect opportunity and solution. Whether you are looking to buy a brand new or used vehicle and want a cash injection to help you with your purchase, Rapid Loans is here for you. Investing in a vehicle can be a daunting and stressful task; however, here at Rapid Loans, we are dedicated to relieving you of one less stress through our simple and easier car loan application process.

Easy Car Loan Application Process

Although our car loan assessment process is thorough and takes your circumstances into account, our application process is quick and easy, taking just a few minutes to complete. Our clients can expect an efficient response from one of our experienced and dedicated car loan consultants and, if approved, funds can be in your account within 24 hours, and this can all be completed from the comfort of your own home. Rapid Loans is all about making the process to access car loans much more straightforward.

Achieve Your Goals

Here at Rapid Loans, the convenience we provide to all of our clients is our priority and our car loan options are no exception – we pride ourselves on providing an accessible car loan product that many Australians count on to make their vehicle purchase. We are committed to helping our customers achieve their transportation goals.

Australia’s Go-To Lender

Since 2003, Rapid Loans has been one of Australia’s go-to lenders when it comes to helping people like you access loans effectively and efficiently. For many years we have taken great pride in helping thousands of people from across the nation reach and achieve their personal goals, manage bill shock easier, take that perfect holiday or purchase the vehicle they’ve always dreamed of.

Experienced Car Finance Consultants

Our experience, dedication and knowledge when it comes to all facets of loans for our clients are second to none. At the same time, our ability in assisting our clients purchase the car of their dreams knows no bounds! Our clients and their car financing goals are of the utmost importance to us, and we are passionate about helping people achieve those goals in the most effective, efficient and convenient way possible!

Information at your fingertips

We appreciate that the car loan market is a competitive one, and the number of options available can quickly become overwhelming. However, with the assistance of our helpful Rapid Loans consultants, you will have the information, confidence and understanding necessary to make the right decision for you and your needs.

At Rapid Loans, helping motorists all across Australia achieve their car financing goals has guided us through every stage of our business evolution. Your aims, your needs and your objectives will guide us into the future as well. With Rapid Loans, you will always be well looked after.

We base our practices around the three core customer benefits we offer you

  1. Speed and ease of online applications
  2. Rapid payment of cash after you’re approved
  3. Personal and friendly services

Contact Rapid Loans Today

If you are looking for one of Australia’s best car loan lending providers, look no further than Rapid Loans.
Contact us and take the first step to achieve your desired financing and lifestyle goals and find out exactly what we can do to help you today. We tailor our services to meet your personal needs. We are passionate about helping motorists secure additional funds required to get back out on the roads in no time.

Methods to contact us:

Call Us On: 1300 727 431.
Request A Callback, and one of our friendly car loan consultants will phone you.

Apply Today

Alternatively, click Apply Now to get the ball rolling.
We look forward to hearing from you!

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.


October 8, 2020

Getting a Loan Without a Bank

With so many lenders out there, both traditional banking institutions and non-bank lenders, it’s important to consider the pros and cons when choosing which is the right one for you. Non-bank lenders are simply financial institutions that offer borrowers an alternative to getting a loan from a bank. The loan products are much the same… [Read More]