Cash Advance Loans Online

Is everything in your life is going smoothly, then suddenly you’re facing a large bill out of the blue? Perhaps you’ve had to take the dog to the vet. Maybe you’ve just moved and need to cover bond in a one-off four-figure payment. You might have even chipped a tooth – the dentist has saved your smile but at a hefty price tag. At Rapid Loans, we make life’s little mishaps easy to overcome, providing easy and instant cash loans online to people across Australia.

Get fast same day payday loans

If you have a regular salary but life has thrown you a cash flow curve ball, a cash advance loan is a popular and fast loan option that will help you get through smoothly. Rapid Loans makes it easy.

Cash Loan Calculator

Use our simple cash loan calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

Can you get a cash advance?

Rapid Loans is proud to live up to its name. Our streamlined application, approval and payment system means you get fast turnaround whenever you need it. If you complete your application before midday, and your application all checks out, there’s every chance we will be able to have an approval for you that afternoon! Getting the money you need quickly has never been easier than when you work with Rapid Loans!

Talk to a finance professional now and get your cash loan sooner:

  1. Advances above $2,000 and up to $10,000
  2. Competitive fixed interest rate
  3. Loans tailored for your circumstances

Talk to a personal cash loans consultant

Applying online for our quick cash advance loans is just as fast and easy as applying for any of our personal loans. It’s simple, it’s straightforward and it takes just three steps:

  1. Gather your identity and financial documents – just a few minutes work.
  2. Visit Apply Now and fill in our online form – we only ask for the essential information we need to get your application moving.
  3. Stay by your phone – a helpful loans consultant will be with you within just a few business hours. We aim to respond within 2 to 3 business hours.


Cash loans made easy

For those times when a big unexpected bill or expense comes up, a Rapid Loans cash advance loan means, if approved, you can meet the challenge and carry on. Fast cash loan online application, fast loans approval1 and dedicated loan consultants means your money can be in your account within 24 hours of approval.

Call Rapid Loans on 1300 727 431

Apply now for a cash loan

We proudly work with clients across the nation including Adelaide, Ballarat, Brisbane, Melbourne, Perth, Sydney, Townsville, and Wollongong. We have a wide range products, some which can help pensioners and with wedding expenses. Contact us today.




Frequently Asked Questions



What do you mean by a cash loan?

A cash loan with Rapid Loans is a loan where the funds get transferred straight into the nominated bank account after a successful application and settlement. Acash loan is normally seen as a small loan or a small personal loan.

How fast can I get a loan?

Applying for a small personal loan with Rapid Loans is fast and easy. After submitting the application, you will normally get a response on the same day, and if you get a successful outcome, funds are transferred as soon as possible. Insome cases, the loan can be approved, and funds made available on the same day.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to interest rate charged, it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.

What loan terms do you offer?

Our loan terms vary from 18 to 60 months with loans ranging from $2,001 up to $25,000. This will depend on the product, loan amount and other factors.

What do I need to apply for a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

  • Your identity.
  • Your financial circumstances.
  • Your lifestyle.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule

Will the funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time and day of the successful application, the funds may be available in the client’s bank account the same day or the next business day.

Can I get an unsecured personal loan?

Rapid Loans do not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.

What can I use as security against the loan?

We can take security in assets you own including vehicles that are registered in your name (cars, caravan, motorcycle etc) as well as properties that do not currently have any other finance owing on them.


Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service


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