Secured personal loans

Rapid Loans specialises in providing borrowers with secured personal loans. If you have an asset that you can attach to your loan, we can help you gain access to cash even faster.

What is a secured personal loan?

A secured personal loan is how many people find fast, online cash. Secured loans work by the borrower using an asset as collateral in order to get a new loan or better rates for an existing loan. This security could be in the form of a car, a household item or even a musical instrument.

The Rapid Loans Difference

Unlike some bricks and mortar loan providers, you don’t have to actually hand over your asset to Rapid Loans in order to secure your loan.

Just let us know what the value of your asset is, and we can structure a short term personal loan, secured against the value of your asset, and that suits both your payment needs and personal circumstances.

The Advantages Of Secured Personal Loans

Secured loans can be extremely advantageous for the borrower. By offering an asset as collateral, the borrower can secure a better deal or rate than with an unsecured loan.

Taking out a secured personal loan with Rapid Loans also comes with the following advantages:

  • Fast online application
  • Fast loan approval
  • Rapid cash disbursement
  • Flexible terms and conditions
  • Affordable rates

Ready for a secured personal loan solution?

If you are ready to apply for a secured loan, here are some of the documents and personal information you might need during the personal loan application process:

  • Your current employment details and payslips (if employed)
  • Evidence of any income for any secondary parties listed on the personal loan application
  • Any assets you might have
  • Any other debts (credit card, store card, etc.)
  • The details of the asset you wish to use as security

At Rapid Loans, we make it easy to compare your loan options and make a decision that is best for you. Contact us today to speak with one of our professional and friendly personal loan consultants on 1300 727 431.

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Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are


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