Online Personal Loan

Are you worried about not having enough cash to settle that urgent need or take advantage of that golden opportunity? Don’t stress, you can apply to get a personal loan from us online to sort out your expenses and manage your lifestyle.

We’ve helped thousands of eligible clients achieve their dreams by offering them secured personal loans with tailored loan terms and repayment frequency. At Rapid Loans, we offer efficient, cost-effective and fast online personal loans to people like you who require urgent cash.

Getting a Personal Loan With Rapid Loans

Sometimes, we’re faced with unexpected challenges where having access to cash when you need it would help you solve a few problems.

While you might think of applying for a credit card or trying to get help from friends, instead you could be looking into securing a personal loan from Rapid Loans in no time.

All you need to do to be considered for a personal loan is to complete a straightforward online loan application form which you could even complete while having your morning cup of coffee.


Online Personal Loan

Use our simple online personal loan calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans


3 Step Process Towards a Personal Loan

There are just three easy steps you need to take to apply for a personal loan online:

  1. Prepare Your Documents: We only need to know basic information about you to help us process your personal loan application as quickly as possible. This includes proof and information on your identity, financial situation and lifestyle.
  2. Fill Out the Online Form: Fill out the online loan application form with the required information. Completing the form can be done in a few minutes as we only request the information needed to get your personal loan application assessed. You can have confidence in your application knowing your information and privacy is protected and treated with the utmost confidentiality.
  3. Speak to Our Consultants: Keep your phone handy once you’ve submitted your personal loan application as one of our friendly loan consultants will reach out within a few business hours to confirm your details.

Fast Personal Loan Application

If eligible, your personal loan application could be approved on the same day and the cash could hit your bank account on the same day! This gives you the freedom, time and money to make the most of life’s urgencies or opportunities.

Apply now for your personal loan online


Benefits in getting a Personal Loan with Choose Rapid Loans

Over the years, we have helped thousands of people fulfill their dreams by providing them with quick access to personal loans. We are committed to helping people live their best lifestyle, so we have developed our system with you in mind.
Besides offering you personalised loan terms and repayment frequency, there are lots of benefits you get to enjoy from our personal loan services online.

Easy Personal Loan Application

As part of our efforts to provide clients with the ultimate user experience, we integrate advanced online technology to make the personal loan application process secure and straightforward.
We have developed an online system that removes the need for you to visit a branch or come in store when applying for a loan. Instead, you can apply online for personal loans at any time of the day and from wherever you might be – whether in the boardroom, on a train or at the beach!
We put a lot of effort into securely verifying your loan request which means you can complete your personal loan application online within a few minutes.

Secure Application Process

Here at Rapid Loans, we take pride in keeping client details confidential which is why our online systems have been developed with high levels of security to protect you from fraudulent activities.


We don’t like things to be complicated and understand that our customers feel the same which is why we’re upfront with your payment terms and have a ‘no hidden charges obligation’ to ensure that our clients have the most satisfactory experience.

We prioritise transparency in an effort to offer you better services, you are informed throughout the entire process and can speak to one of our personal loan consultants whenever you have any questions.

Quick Response

With years of industry experience providing the most efficient personal loans, we understand how urgently you may need a loan. That’s why we make sure that we process your personal loan application quickly and offer eligible customers fast approval. Our loan consultants are dedicated to ensuring your personal loan application gets assessed as soon as possible.

If you have the correct documentation and meet our requirements, your request could be approved in a couple of hours and you’ll receive the money shortly after the personal loan has been approved.

Excellent Customer Service and Help

We provide all our customers dedicated support where they can reach out to us by telephone, email or online by visiting the website.
You can get the assistance of a professional personal loans consultant without leaving the comfort of your home, and we love answering your questions to make sure you have the best experience possible.

Repaying Your Personal Loan

We believe that making your repayments should be effortless which is why we offer personalised repayment options that suit your needs. We calculate how much your repayments will be and spread them over your loan term to help you create tailored loan repayments.

Generally, your loan repayment options will depend on the duration of the personal loan and your financial capability. We also set up an automated debit process to save you the stress of having to make the repayments yourself.

You can use our personal loan calculator online to estimate how much your repayments will be, based on how much you want to borrow.

Contact Us Today for More Information on Personal Loan Application

Here at Rapid Loans, we are committed to giving eligible customers access to personal loans as soon as they need one and over the years we have built a reputation for our flexible repayment plans and transparent services.

Find out how to apply online now, or speak with one of our small personal loan consultants on 1300 727 431 who will guide you through the quick and easy online application process.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service


October 8, 2020

Getting a Loan Without a Bank

With so many lenders out there, both traditional banking institutions and non-bank lenders, it’s important to consider the pros and cons when choosing which is the right one for you. Non-bank lenders are simply financial institutions that offer borrowers an alternative to getting a loan from a bank. The loan products are much the same… [Read More]