Online Personal Loan

Are you worried about not having enough cash to settle that urgent need or take advantage of that golden opportunity? Don’t stress, you can apply for a personal loan from us online to sort out your expenses and manage your lifestyle.

We’ve helped thousands of eligible clients achieve their dreams by offering them secured personal loans with tailored loan terms and repayment frequency. We offer efficient, cost-effective and fast personal loans to people like you who require urgent cash.

Apply for a Personal Loan With Us

Sometimes, we’re faced with unexpected challenges where having access to cash when you need it would help you solve a few problems.

While you might think of applying for a credit card or trying to get help from friends, instead you could be looking into securing personal loans from in no time.

All you need to do to be considered for personal loans is to complete a straightforward loan application form which you could even complete while having your morning cup of coffee.


Online Personal Loan

Apply using our simple personal loan calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

Please Select
  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

3 Step Process Towards a Personal Loan

There are just three easy steps you need to take to apply for personal loans:

  1. Prepare Your Documents: We only need to know basic information about you to help us process your loan application as quickly as possible. This includes proof and information on your identity, financial situation and lifestyle.
  2. Fill Out the Online Form: Fill out the loan application form on our website with the required information. Completing the form can be done in a few minutes as we only request the information needed to get your loan application assessed. You can have confidence in your application knowing your information and privacy is protected and treated with the utmost confidentiality.
  3. Speak to Our Consultants: Keep your phone handy once you’ve submitted your loan application as one of our friendly loan consultants will reach out within a few business hours to confirm your details.

Fast Loan Application

If eligible, your loan application could be approved on the same day and the cash could hit your bank account on the same day! This gives you the freedom, time and money to make the most of life’s urgencies or opportunities.

Apply now for your personal loan


Benefits in getting a Personal Loan with Us

Over the years, we have helped thousands of people fulfil their dreams by providing them with quick access to personal loans. We are committed to help people live their best lifestyle, so we have developed our system with you in mind.
Besides offering you personalised loan terms and repayment frequency, there are lots of benefits you get to enjoy when you successfully apply for one of our personal loan services.

Easy Loan Application

As part of our efforts to provide clients with the ultimate user experience, we integrate advanced technology to make applying for a personal loan secure and straightforward.
We have developed an online system that removes the need for you to visit a branch or come in store when you apply for a loan. Instead, you can apply for personal loans at any time of the day and from wherever you might be – whether in the boardroom, on a train or at the beach!
We put a lot of effort into securely verifying your loan request which means you can complete your personal loan application within a few minutes.

Secure Application Process

We take pride in keeping client details confidential which is why our systems have been developed with high levels of security to protect you from fraudulent activities when you apply for a loan.


We don’t like things to be complicated and understand that our customers feel the same which is why we’re upfront with your repayment terms and have a ‘no hidden charges obligation’ to ensure that our clients have the most satisfactory experience.

We prioritise transparency in an effort to offer you better services, you are informed throughout the entire process from when you apply to end of loan and can speak to one of our personal loan consultants whenever you have any questions.

Quick Response

With years of industry experience providing the most efficient personal loans, we understand how urgently you may need a loan. That’s why we make sure that we process your loan application quickly and offer eligible customers fast approval. Our loan consultants are dedicated to ensuring your loan application gets assessed as soon as possible.

If you have the correct documentation and meet our requirements, your request could be approved in a couple of hours and you’ll receive the money in your account shortly after the personal loan has been approved.

Excellent Customer Service and Help

We provide all our customers dedicated support where they can reach out to us by telephone, email or online by visiting the website.
You can get the assistance of a professional personal loans consultant without leaving the comfort of your home, and we love answering your questions to make sure you have the best experience possible.

Repaying Your Personal Loan

We believe that making your repayments should be effortless which is why we offer personalised repayment options that suit your needs. We calculate how much your repayments will be and spread them over your loan term to help you create tailored loan repayments.

Our personal loan repayment options are incredibly flexible to ensure your needs are met and allows alignment with your current budget, lifestyle and your financial situation and capabilities. Whether you receive an income weekly, fortnightly or monthly, we will have a solution for you. All of our repayment options can be completely personalised to your individual and unique needs as we work to discover what works best for you and your circumstances over the loan term. We will also cater to what day of the week you would like to fulfil your repayments as we set up the direct debit upon approval of your personal loan. If your application is approved, we are dedicated to relieving you of any stress and hassle where possible to allow for a workable and manageable repayment frequency and amount to fit in your lifestyle and pay cycle whether you prefer weekly, fortnightly or monthly repayments. There are many aspects of personal loans that need to be considered to ensure it is the right option for you and your need. Having a comprehensive understanding of your repayment loan requirements, loan term and what options are available to you is essential. We will help you every step of the way to arm you with the necessary knowledge of exactly what we can offer you to fit seamlessly into your life and your budget.

Generally, your loan repayment options will depend on the duration of the personal loan, loan amount and your financial capability. We also set up an automated debit process to save you the stress of having to make the repayments yourself.

You can use our personal loan calculator to estimate how much your repayments will be, based on how much you want to borrow.

Contact Us Today for More Information on Personal Loan Application

We are committed to giving eligible customers access to personal loans as soon as they need one and over the years we have built a reputation for our flexible repayment plans and transparent services.

Find out how to apply online now, or speak with one of our small personal loan consultants on 1300 727 431 who will guide you through the quick and easy application process.

Rapid Loans
Apply now for a Car Loan
Apply now for a Personal Loan

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.


March 31, 2021

Furnishing a Baby’s Room on Any Budget

Are you expecting a new addition to your family in 2021? Congratulations! If you’re a first-time parent, you’re doubtless overwhelmed by advice, lists of baby items and hours spent looking around baby stores wondering how such a little human could need so much stuff. There are so many things on the market these days and… [Read More]