Secured Personal Loan Online

A lot of people associate secured personal loans with buying a new car. However, there is a lot more to this type of loan besides using it to finance your car purchase.

A secured personal loan can take you a step further to realising your dreams. Whether you want to fund your business start-up, your holiday or wedding, a secured personal loan can help you achieve your goal.

Nowadays, personal loans come in different forms to meet the unique needs of different borrowers, unlike in the past when it was one-size-fits-all.
Here at Rapid Loans, we offer flexible secured personal loans via a time-saving application process so that you can access the funds you need, when you need them.


Secured Personal Loan

Use our simple secured personal loan calculator to find out how much you can borrow.

Loan amount

Please Select
  • $ 2,001
  • $ 3,000
  • $ 4,000
  • $ 5,000
  • $ 6,000
  • $ 7,000
  • $ 8,000
  • $ 9,000
  • $ 10,000

How often do you get paid?

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  • Weekly
  • Fortnightly
  • Monthly

Rapid Loans

What is a Personal Loan?

This is a type of loan where the borrower gets money from a lender to finance their purchase and repays in small instalments over a set time with interest. Some personal loans do not require collateral and are referred to as unsecured personal loans, while those that require collateral are secured personal loans. Secured personal loans are a better option for both lenders and borrowers. It is easier for lenders to give out such loans, and it usually gives borrowers better terms compared to unsecured personal loans.

Apply now for your personal loan

What is a secured personal loan?

A secured personal loan is a type of credit where the lender takes out a security interest in an asset, such as a home or car. The asset used as security for the loan can be pre-existing or one that you intend to finance with the borrowed funds, as in the case of a car loan.

Can I Apply for a Personal Loan?

Here at Rapid Loans, the answer is yes and yes! Rapid Loans offers secured personal loans with flexible repayment and terms, as well as an easy application process. Whether you are consolidating debt, purchasing an appliance, or going on holidays, our secured personal loans are the ideal choice. If approved, we can offer you a flexible secured personal loan that’s suitable for your needs, income status, lifestyle, credit history, and other circumstances.

What Can You Use a Personal Loan For?

You can use a secured personal loan for almost anything – to purchase a car, travel, pay unexpected bills, purchase a new appliance, home improvement, or consolidate debt, and more.

How Can I Apply for a Personal Loan?

If you need cash to cover unexpected expenses or for a new purchase, you can get a secured personal loan to finance your purchase while you pay back at your convenience. You don’t have to forego your needs or overstretch your budget.

All you need to do to get started is complete an easy online application with us. It’s straightforward, and you will be done in about 5 minutes. We also have a dedicated and friendly customer service team to guide you through the process if you need any help. Let us know how much you want to borrow and what for. Complete your personal information and bank account details, and other important information. Our personal loan consultant will get in touch with you as soon as possible, to let you know of our decision. If approved, you could see a result on the same day.

You can complete your loan application online at any time of the day. There’s no lengthy paperwork or no face-to-face interactions, this makes the process very fast.

Apply for a secured personal loan through our website or contact our team via 1300 727 431 to get started.

Choosing the Right Lender

If you need a personal loan and you want it fast, trust us at Rapid Loans where our easy online application process takes the stress out of applying for loans. If you want a lender with industry experience and expertise in this field, as well as proven track records then Rapid Loans is your go-to lender. Once you apply for a secured personal loan with us and you’re approved, we will disburse your money as a lump sum so you can effectively finance your purchase while you pay back the loan amount in convenient weekly, fortnightly or monthly instalments.

How Long do Secured Personal Loans Take to Process?

Here at Rapid Loans, we are committed to offering clients a fast and efficient loan application and approval process. Our application process is completely online and takes just a few minutes to process. If your loan application is approved, you could in some cases get the funds transferred to your bank account the same day, especially if you are applying during business hours. You can have access to your funds as fast as possible depending on your bank.

Secured Personal Loan from Rapid Loans

Here at Rapid Loans, we offer Australians fast and reliable personal loans. We are a responsible loan provider with a strong reputation built over 17 years. We are straightforward and trustworthy and with us, there are no hidden fees, long wait times, or other tricky complications. We are proudly Australian owned and operated.

We are always committed to helping Australians get access to money just when they need it to maximise opportunities and attend to their financial needs, and also fund their desired lifestyle.

Reliable Loan Provider

We are confident you won’t find a more reliable, trusted, friendly, and efficient loan provider than us at Rapid Loans. You can enjoy a more cooperative, stress-free, and time-saving experience with us. We are driven by our commitment to offering fast, simple, and effective personal loans, while providing a second to none customer experience.

Contact Rapid Loans Today

Here at Rapid Loans, we are committed to giving our customers access to loans as soon as they need one if they’re approved with us. And over the years, we have built a reputation for our flexible repayment plans and our transparent services.

Find out how to apply online now, or speak with one of our small personal loan consultants on 1300 727 431 who will guide you through the quick and easy online application process.

Rapid Loans
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Apply now for a Personal Loan

Alex, Sunshine West

I had a few unexpected bills to pay off and I needed a bit of extra cash fast. I couldn’t believe how quick the whole process was with Rapid Loans – from applying for some extra cash to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are

Katrina, Redan

When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.

Christina, Mawson Lakes

I needed some money to pay off two smaller loans and part fund a family trip to the Philippines. I was blown away by how fast and efficient Rapid Loans was, always keeping me in the loop during the process and making me feel like I was their only client. A big thank you to Rapid Loans for their excellent service

Kim, Caloundra

We got to the stage where one car was just not enough for us with everything we needed to do during the week and on weekends. So I applied for loan with Rapid Loans to buy a second car and I couldn’t believe how easy and simple it was to secure the funds we needed. Our repayments are all structured and we know exactly how much we need to pay off and now we have the second car we desperately needed. Would I recommend Rapid Loans to friends or family? Well I already have!


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